Introduction
In this blog, we will tell you about the best personal loan app providing loans with low CIBIL scores in India. We will tell you about which will provide you with a personal loan at a low CIBIL score. The loan app we are talking about is approved by the RBI, so if you need money very much, you can try these loan apps that will provide you with a loan in the shortest possible time. If your profile meets the criteria, you will be approved for a 100% loan. The KYC process for the loan apps we are going to tell you about is completely paperless. This loan app will give you a loan without visiting any branch. This loan app is 100% safe, and you can trust them. I have told you about the 10 loan apps below in full detail.
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| Best Personal Loan App Providing Loan With Low Cibil Score In India |
Best Personal Loan App Providing Loan With Low Cibil Score In India
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APP NAME |
MONEY TAP |
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App Rating |
4.0⭐ |
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Interest Rate |
1.08% par month |
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Loan Amount |
₹3,000-₹5lakh |
|
Emi Tenures |
3 to 36 month |
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Credit Score |
600 and above |
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Rbi Approved |
yes |
|
Kyc process |
paperless |
|
Download App |
APP NAME | FIBE |
App Rating | 4.4⭐ |
Interest Rate | 2.% par month |
Loan Amount | ₹5,000-₹5lakh |
Emi Tenures | 3 to 36 month |
Credit Score | 700 and above |
Rbi Approved | yes |
Kyc process | paperless |
Download App |
APP NAME | CASHe |
App Rating | 4.5⭐ |
Interest Rate | 2.25% par month |
Loan Amount | ₹1,000-₹4lakh |
Emi Tenures | 3 to 18 month |
Credit Score | 580 and above |
Rbi Approved | yes |
Kyc process | paperless |
Download App |
APP NAME | KREDITBEE |
App Rating | 4.5⭐ |
Interest Rate | 16% TO29.95% par year |
Loan Amount | ₹3,000 to ₹5lakh |
Emi Tenures | 3 to 24 month |
Credit Score | 670 and above |
Rbi Approved | yes |
Kyc process | paperless |
Download App |
APP NAME | NAVI |
App Rating | 4.3⭐ |
Interest Rate | 9.9% to 45% par year |
Loan Amount | up to ₹20lakh |
Emi Tenures | 3 to 18 month |
Credit Score | 650 and above |
Rbi Approved | yes |
Kyc process | paperless |
Download App |
APP NAME | FLIPKART PERSONAL LOAN |
App Rating | 4.2⭐ |
Interest Rate | 10.49% to 36% par year |
Loan Amount | ₹50,000 to ₹10lakh |
Emi Tenures | 6 to 36 month |
Credit Score | 650 and above |
Rbi Approved | yes |
Kyc process | paperless |
Download App |
APP NAME | BUDDY LOAN |
App Rating | 4.3⭐ |
Interest Rate | 11.99% to 36% par year |
Loan Amount | up to ₹15lakh |
Emi Tenures | 6 to 60 month |
Credit Score | 685 and above |
Rbi Approved | yes |
Kyc process | paperless |
Download App |
APP NAME | MONEYVIEW |
App Rating | 4.7⭐ |
Interest Rate | 10% to 39% par year |
Loan Amount | ₹5,000 to ₹10lakh |
Emi Tenures | 3 to 60 month |
Credit Score | 650 and above |
Rbi Approved | yes |
Kyc process | paperless |
Download App |
APP NAME | NIRA LOAN |
App Rating | 4.2⭐ |
Interest Rate | 2% to 3% par month |
Loan Amount | ₹5,000 to ₹1lakh |
Emi Tenures | 3 to 24 month |
Credit Score | 681 and above |
Rbi Approved | yes |
Kyc process | paperless |
Download App |
APP NAME | POONAWALLA FINCORP |
App Rating | 3.2⭐ |
Interest Rate | 9.99% p.a. onwards |
Loan Amount | ₹50,000 to ₹5lakh |
Emi Tenures | 3 to 36 month |
Credit Score | 650 and above |
Rbi Approved | yes |
Kyc process | paperless |
Download App |
Disclaimer
We strive to provide accurate and updated information. However, it is important to acknowledge that borrowing money involves inherent financial risks. The loan apps mentioned in this blog are for individuals with low CIBIL scores and simplified paperless KYC processes that can offer personal loans. It is essential for users to carefully review the terms and conditions, including interest rates, repayment schedules, and any applicable fees, before taking out a loan. In addition, responsible borrowing is important within one's financial capacity to avoid potential debt problems. We strongly recommend that readers exercise caution, do deep research, and seek financial advice if necessary before using any of the loan apps mentioned in this blog before getting a loan. Furthermore, responsible borrowing within one's financial capacity is paramount to avoiding potential debt burdens. We strongly advise readers to decide before joining any loan app shown in this blog: take a loan from the loan app only if you are in dire need of money. We at S Blog are not promoting any loan apps; it is only for education and to make people aware.
FAQs
Can I get a personal loan with a low income?
Yes, you may be able to get a personal loan with a low income, but the approval and loan amount may depend on various factors such as your credit score, repayment capacity, and other financial obligations. Lenders may offer smaller loan amounts or higher interest rates to applicants with low incomes.
What is the maximum amount I can borrow with a personal loan app in India?
The maximum loan amount you can borrow through a personal loan app in India may vary depending on the lender and your creditworthiness. Some loan apps may offer loans ranging from a few thousand rupees to several lakhs, but the exact amount will be determined based on your eligibility criteria.
How long does it take to get approved for a personal loan through a loan app?
The approval time for a personal loan through a loan app in India can vary depending on the lender and your application details. Some loan apps offer quick approval and disbursal processes, with funds being transferred to your account within a few hours or days of approval.
What are the interest rates for personal loans on loan apps in India?
Interest rates for personal loans on loan apps in India may vary depending on the lender, loan amount, tenure, and your credit profile. Generally, interest rates on loan apps can range from 12% to 30% or higher, so it's essential to compare rates from different lenders before applying for a personal loan.
Is it safe to apply for a personal loan through a loan app in India?
Applying for a personal loan through a reputable and licensed loan app in India can be safe, as long as you provide accurate information and follow all the terms and conditions outlined by the lender. It's essential to verify the legitimacy of the loan app, read reviews, and ensure that your personal and financial information is secure before applying for a loan.
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